Invest in rental homes
Invest in a real estate portfolio
Investments
$100
Concreit offers two investment options with different minimum investments. For the Cash Flow strategy, investors can start with a few thousand dollars and have the option to use auto-invest for gradual contributions. For Home Shares, the minimum investment is $100 per share.
Moderate Risk
3/5
Investing on Ark7 carries risks such as market volatility, property value fluctuations, economic impacts, and potential liquidity challenges in the secondary market.
Moderate Risk
3/5
Investing in Concreit involves significant risks, such as the potential for complete loss of capital, illiquidity of investments, and exposure to the volatile real estate market. Other risks include the platform's limited operating history and potential conflicts of interest.
Moderate Liquidity
2/5
Ark7 allows investors to sell their shares on a secondary market after a minimum holding period of one year, providing liquidity.
Minimum Liquidity
1/5
Investments on Concreit are illiquid, with no guarantee of being able to exit through their redemption program.
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Low Return
3.22-6.96 %
Ark7 offers annualized cash return rates between 3.22% to 6.96%, or $0.1 to $0.58 per share, based on past performance or estimates for newer properties.
Low Return
5.5 %
Concreit targets a 5.5% preferred annual return for investors, focusing on income through property value growth and rental income. Investors in Home Shares can potentially achieve an 8% to 14% annual return, combining equity appreciation and cash dividends from rental payments. While these returns are based on historical data and Concreit's strategic approach, actual future returns may vary due to market conditions and economic factors.
Long-term Investment
1+ year
Ark7 targets long-term investments in real estate for appreciation but allows selling shares after a minimum holding period for flexibility.
Long-term Investment
5-7 years
Concreit typically estimates a 5-7 year hold period for investments in Home Shares. While investments are long-term, Concreit's redemption program may allow for earlier withdrawal under certain conditions, providing some flexibility regarding the investment's time horizon.
Who can invest
United States
Ark7 is open to U.S. citizens or residents over 18 with an SSN or ITIN and a U.S. bank account. Select offerings are for accredited investors only.
Who can invest
United States
Concreit is open to US citizens or residents over 18, with no requirement to be an accredited investor.
Moderate Volatility
3/5
Assets on Ark7 exhibit volatility influenced by real estate market shifts, economic conditions, and demand fluctuations. While real estate is generally stable, values and rental incomes can vary. Additionally, liquidity and market demand on the secondary market may affect share prices and selling ease.
Moderate Volatility
3/5
Assets on the Concreit platform are subject to the volatility of the real estate market, influenced by economic conditions, interest rates, and supply and demand. This can lead to fluctuations in investment values, highlighting the inherent risks and potential for price volatility in real estate investments.
Regulation and audits
SEC Regulated
Ark7 complies with SEC regulations, making necessary filings for transparency and undergoes regular independent audits for financial accuracy and operational compliance.
Regulation and audits
SEC Regulated
Concreit is registered with the SEC as a Registered Investment Advisor (RIA), making it a fiduciary required to act in its clients' best interests. This registration subjects Concreit to SEC oversight and compliance standards.
Insurance
Yes
Ark7 secures comprehensive insurance for all properties, covering natural disasters, property damage, and liability, to protect investors' returns and mitigate financial risks.
Insurance
No
Concreit investments do not have FDIC or SIPC insurance, meaning there's no governmental or organizational protection against loss for funds invested on the platform.
Payouts
Dividends
Ark7 offers returns through monthly cash distributions from rental income, after deducting operating expenses, and long-term property appreciation. Distributions are prorated based on shares owned and deposited monthly. Property appreciation potential comes from home value gains, with shares sellable on the secondary market after a holding period. Monthly distribution amounts may vary due to operational factors.
Payouts
Dividends
Concreit distributes dividends from the net income of rental properties, after deducting expenses. For Cash Flow investments, the goal is weekly dividend payments, with an option for reinvestment. Home Shares investors receive quarterly dividends based on rental income, with potential profit from property appreciation upon sale. Distribution frequency and income depend on each property's performance and market conditions.
Withdrawals
Investors can get their money back by selling their shares on Ark7's secondary market after a minimum one-year holding period or through property appreciation when they sell their shares.
Withdrawals
Concreit investors face a 60-day hold period for withdrawals after investment, with the overall process taking 2-3 weeks. A short-term withdrawal fee applies to profits withdrawn within 12 months, where investors receive their full principal but only 4/5 of short-term gains.
Extra Fees
Yes
Ark7 charges a one-time 3% sourcing fee of the property market cap for acquiring and listing properties, and a monthly asset management fee of 8-15% of rental income for property and tenant management.
Extra Fees
Yes
Concreit charges a flat $5 monthly fee for accounts under $5,000 and a 1.0% annual fee for balances of $5,000 or more, aimed at covering asset management costs. Fees are deducted monthly from the investor's bank account or the fund, based on the ending account balance the day before assessment.
Taxes
Tax Form
Ark7 issues Schedule K-1 forms for properties taxed as partnerships and plans to issue 1099-DIV for properties treated as REITs, aiming to transition as they open to the public. Tax documents are sent before March 15th, considering depreciation and expenses to potentially reduce taxable income for investors.
Taxes
Tax Form
Concreit supports investors during tax season by issuing a Form 1099-DIV for holdings that distribute $10 or more annually, simplifying tax filing. They aim to have tax documents ready by February 1st.