Doorvest vs Concreit Comparison

Assess their risks, liquidity, investments, returns, timeframes and other terms

Invest in single-family homes

Invest in a real estate portfolio

14,000 visits/month 100 search keywords
71,000 visits/month 4,200 search keywords

Investments
$56,000

The minimum investment on Doorvest is a 25% down payment on a home, averaging $56,250 based on the average home price of $225,000.

Investments
$100

Concreit offers two investment options with different minimum investments. For the Cash Flow strategy, investors can start with a few thousand dollars and have the option to use auto-invest for gradual contributions. For Home Shares, the minimum investment is $100 per share.


Moderate Risk
3/5

Investing with Doorvest involves risks such as market volatility, economic changes, and property-specific issues. While the platform aims to manage these effectively, outcomes can be uncertain, and investors should carefully consider their risk tolerance and conduct due diligence before investing.

Moderate Risk
3/5

Investing in Concreit involves significant risks, such as the potential for complete loss of capital, illiquidity of investments, and exposure to the volatile real estate market. Other risks include the platform's limited operating history and potential conflicts of interest.


Minimum Liquidity
1/5

Doorvest allows investors to sell their homes back to the platform, requiring them to connect with a client partner for more information on the process.

Minimum Liquidity
1/5

Investments on Concreit are illiquid, with no guarantee of being able to exit through their redemption program.

Receive new reviews from Fintorial
High Return
18 %

Doorvest reports an average annual investment return of 18%, accounting for rental income, property appreciation, and mortgage leveraging.

Low Return
5.5 %

Concreit targets a 5.5% preferred annual return for investors, focusing on income through property value growth and rental income. Investors in Home Shares can potentially achieve an 8% to 14% annual return, combining equity appreciation and cash dividends from rental payments. While these returns are based on historical data and Concreit's strategic approach, actual future returns may vary due to market conditions and economic factors.


Long-term Investment
5-30 years

Doorvest focuses on long-term investments in single-family rentals, generally suggesting a commitment of several years to decades, based on real estate appreciation and rental income.

Long-term Investment
5-7 years

Concreit typically estimates a 5-7 year hold period for investments in Home Shares. While investments are long-term, Concreit's redemption program may allow for earlier withdrawal under certain conditions, providing some flexibility regarding the investment's time horizon.


Who can invest
United States

To invest with Doorvest, you need to be in the U.S. or able to sign documents at a U.S. Embassy.

Who can invest
United States

Concreit is open to US citizens or residents over 18, with no requirement to be an accredited investor.


Moderate Volatility
3/5

Real estate assets on Doorvest can experience volatility due to economic shifts, interest rate changes, and local market trends, potentially affecting investment values and posing risks for short-term investors.

Moderate Volatility
3/5

Assets on the Concreit platform are subject to the volatility of the real estate market, influenced by economic conditions, interest rates, and supply and demand. This can lead to fluctuations in investment values, highlighting the inherent risks and potential for price volatility in real estate investments.


Regulation and audits
TREC Regulated

Doorvest complies with the Texas Real Estate Commission (TREC) consumer protection notice, indicating adherence to state-level real estate transaction standards. It does not provide details on broader financial regulations or audits, focusing more on real estate industry compliance than securities regulation.

Regulation and audits
SEC Regulated

Concreit is registered with the SEC as a Registered Investment Advisor (RIA), making it a fiduciary required to act in its clients' best interests. This registration subjects Concreit to SEC oversight and compliance standards.


Insurance
Yes

Doorvest protects rental investments with homeowner's insurance, covering physical structure damage and potentially extending to personal belongings and medical expenses. This coverage is a mortgage lender requirement, safeguarding against various damages, though investors should be aware of any coverage limitations.

Insurance
No

Concreit investments do not have FDIC or SIPC insurance, meaning there's no governmental or organizational protection against loss for funds invested on the platform.


Payouts
Rental Income

Doorvest offers rental income as returns to investors, bolstered by a Rent Guarantee that includes vacancy and non-payment protection for the first three months, with an option to extend up to 12 months. Additionally, a Renovation Guarantee covers repair costs for the first year of ownership.

Payouts
Dividends

Concreit distributes dividends from the net income of rental properties, after deducting expenses. For Cash Flow investments, the goal is weekly dividend payments, with an option for reinvestment. Home Shares investors receive quarterly dividends based on rental income, with potential profit from property appreciation upon sale. Distribution frequency and income depend on each property's performance and market conditions.


Withdrawals

To get their money back, Doorvest investors need to sell their property, with the timeline depending on market conditions and the sale process. The process is initiated through Doorvest, and funds are received after the property is sold and the transaction is completed.

Withdrawals

Concreit investors face a 60-day hold period for withdrawals after investment, with the overall process taking 2-3 weeks. A short-term withdrawal fee applies to profits withdrawn within 12 months, where investors receive their full principal but only 4/5 of short-term gains.


Extra Fees
Yes

Doorvest employs a fee model, deriving revenue from a portion of the monthly rental income and margins on home sales, always at fair market value.

Extra Fees
Yes

Concreit charges a flat $5 monthly fee for accounts under $5,000 and a 1.0% annual fee for balances of $5,000 or more, aimed at covering asset management costs. Fees are deducted monthly from the investor's bank account or the fund, based on the ending account balance the day before assessment.


Taxes
Tax Form

Doorvest facilitates tax compliance by providing investors with all necessary documentation for tax filing, related to real estate investment income and expenses.

Taxes
Tax Form

Concreit supports investors during tax season by issuing a Form 1099-DIV for holdings that distribute $10 or more annually, simplifying tax filing. They aim to have tax documents ready by February 1st.

Receive new reviews from Fintorial