Invest in a real estate fund
Invest in a real estate portfolio
Investments
$100
The Roots Investment Community Fund allows investors to start with a minimum investment of $100.
Investments
$100
Concreit offers two investment options with different minimum investments. For the Cash Flow strategy, investors can start with a few thousand dollars and have the option to use auto-invest for gradual contributions. For Home Shares, the minimum investment is $100 per share.
Moderate Risk
3/5
Investing in the Roots Investment Community Fund carries risks including market fluctuations, economic changes, property-specific issues, and potential for financial loss.
Moderate Risk
3/5
Investing in Concreit involves significant risks, such as the potential for complete loss of capital, illiquidity of investments, and exposure to the volatile real estate market. Other risks include the platform's limited operating history and potential conflicts of interest.
Minimum Liquidity
1/5
Investors in the Roots Investment Community Fund can cash out after the first year, with liquidity options available quarterly for added flexibility.
Minimum Liquidity
1/5
Investments on Concreit are illiquid, with no guarantee of being able to exit through their redemption program.
Receive new reviews from Fintorial
High Return
16 %
Investors in the Roots Investment Community Fund can expect an annualized return of 16%.
Low Return
5.5 %
Concreit targets a 5.5% preferred annual return for investors, focusing on income through property value growth and rental income. Investors in Home Shares can potentially achieve an 8% to 14% annual return, combining equity appreciation and cash dividends from rental payments. While these returns are based on historical data and Concreit's strategic approach, actual future returns may vary due to market conditions and economic factors.
Short-term Investment
1 year
The recommended investment period for the Roots Investment Community Fund is at least a year, but liquidity is offered quarterly for investors needing flexibility.
Long-term Investment
5-7 years
Concreit typically estimates a 5-7 year hold period for investments in Home Shares. While investments are long-term, Concreit's redemption program may allow for earlier withdrawal under certain conditions, providing some flexibility regarding the investment's time horizon.
Who can invest
United States
The Roots Investment Community Fund is open to both non-accredited and accredited investors.
Who can invest
United States
Concreit is open to US citizens or residents over 18, with no requirement to be an accredited investor.
Moderate Volatility
3/5
Assets within the Roots Investment Community Fund may experience volatility due to economic conditions, interest rate changes, and local market dynamics. However, real estate typically shows less volatility than stocks, with rental income offering some stability.
Moderate Volatility
3/5
Assets on the Concreit platform are subject to the volatility of the real estate market, influenced by economic conditions, interest rates, and supply and demand. This can lead to fluctuations in investment values, highlighting the inherent risks and potential for price volatility in real estate investments.
Regulation and audits
SEC Regulated
The Roots Investment Community Fund is regulated by the SEC, with an offering circular filed under Regulation A+.
Regulation and audits
SEC Regulated
Concreit is registered with the SEC as a Registered Investment Advisor (RIA), making it a fiduciary required to act in its clients' best interests. This registration subjects Concreit to SEC oversight and compliance standards.
Insurance
Yes
The Roots Investment Community Fund likely holds insurance to protect its assets, including property, liability, and loss of income insurance, safeguarding against damage, claims, and lost rental income.
Insurance
No
Concreit investments do not have FDIC or SIPC insurance, meaning there's no governmental or organizational protection against loss for funds invested on the platform.
Payouts
Dividends
Investors receive quarterly distributions, which they can reinvest or cash out, offering flexibility in managing returns.
Payouts
Dividends
Concreit distributes dividends from the net income of rental properties, after deducting expenses. For Cash Flow investments, the goal is weekly dividend payments, with an option for reinvestment. Home Shares investors receive quarterly dividends based on rental income, with potential profit from property appreciation upon sale. Distribution frequency and income depend on each property's performance and market conditions.
Withdrawals
Investors can cash out after the first year, with the Roots Investment Community Fund offering quarterly liquidity options.
Withdrawals
Concreit investors face a 60-day hold period for withdrawals after investment, with the overall process taking 2-3 weeks. A short-term withdrawal fee applies to profits withdrawn within 12 months, where investors receive their full principal but only 4/5 of short-term gains.
Extra Fees
Yes
The platform charges a $5 transaction fee for the first investment and $3 for subsequent investments. A 6% fee applies if liquidating before one year; no fee after one year.
Extra Fees
Yes
Concreit charges a flat $5 monthly fee for accounts under $5,000 and a 1.0% annual fee for balances of $5,000 or more, aimed at covering asset management costs. Fees are deducted monthly from the investor's bank account or the fund, based on the ending account balance the day before assessment.
Taxes
Annual Statement
As a REIT, the Roots Investment Community Fund passing profits to shareholders who can deduct up to 20% of dividend income as capital gains, with no cap or wage restrictions.
Taxes
Tax Form
Concreit supports investors during tax season by issuing a Form 1099-DIV for holdings that distribute $10 or more annually, simplifying tax filing. They aim to have tax documents ready by February 1st.