Crowdstreet vs Cult Wines Comparison

Assess their risks, liquidity, investments, returns, timeframes and other terms

Invest in commercial real estate projects

Invest in a portfolio of highly desirable wines

107,000 visits/month 15,300 search keywords
58,000 visits/month 19,600 search keywords

Investments
$25,000

Minimum investment amounts on CrowdStreet start at $25,000, with the exact threshold varying by individual project.

Investments
$35,000

Minimum investment levels start at $35,000 for the Premier Cru tier and go up to £1 million for the Black Tier.


Moderate Risk
3/5

Investing via CrowdStreet entails typical real estate risks such as market fluctuations and property-specific issues, with no guarantee of returns and potential for capital loss.

Moderate Risk
3/5

Investing with Cult Wine Investment involves market risks, potential fluctuations in wine prices, and variable liquidity, which could impact the value and sale of the assets.


Minimum Liquidity
1/5

CrowdStreet investments are generally illiquid, with capital committed for several years until a potential liquidity event, such as a property sale or refinancing, without a secondary market for early exit.

Minimum Liquidity
1/5

Cult Wine Investment allows for portfolio liquidation, typically within 8 to 12 weeks, through sales to global trade, collectors, and consumers.

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High Return
17.9 %

CrowdStreet has a historical 17.9% Realized IRR and a typical 3.1-year hold period for investments, with returns varying based on equity shares, debt interest, or hybrid terms, and property sales.

Moderate Return
8 %

Cult Wine Investment has achieved a compound annual growth rate of 8% since 2009.


Long-term Investment
3-10 years

CrowdStreet investments typically have a hold period of 3.1 years on average, with some ranging from 3-5 years and others up to 10 years, reflecting a long-term investment horizon.

Long-term Investment
3-10 years

Cult Wine Investment advises a 3-5 year minimum investment term, ideally extending to 5-10 years for optimal results.


Who can invest
United States

Individuals must be accredited U.S. residents with valid identification to invest on CrowdStreet, while entities need U.S. accreditation, taxation, and verification, subject to CrowdStreet's approval.

Who can invest
International

Cult Wine Investment accepts investors worldwide with no geographic restrictions. Minimum age requirement: 18 or legal drinking age in your country.


Moderate Volatility
3/5

Assets on CrowdStreet may experience volatility due to economic shifts, interest rate changes, and local market trends, affecting property values and investment returns.

Moderate Volatility
3/5

Fine wine values can fluctuate due to various factors, resulting in lower volatility compared to traditional markets, yet still subject to changes in market conditions.


Regulation and audits
SEC Regulated

CrowdStreet's offerings are regulated by the SEC and subject to regular audits for compliance, ensuring adherence to legal standards for securities and real estate investments. However, details on specific audits and regulations are not publicly disclosed.

Regulation and audits
Not Regulated

Wine investment is not regulated by financial authorities such as the Financial Conduct Authority or the Securities Commission.


Insurance
Yes

CrowdStreet's properties are typically insured against physical damage, but this does not cover market risks or guarantee full property value protection. Investors should note that insurance mitigates, but doesn't eliminate, all investment risks.

Insurance
Yes

Cult Wine Investment's stored wines are fully insured against physical loss or damage, kept in a secure facility near London.


Payouts
Dividends

CrowdStreet investors may receive distributions, typically on a quarterly basis, based on the cash flow and profitability of their investments, but these are not guaranteed and depend on the specifics of each project.

Payouts
No Recurring Payouts

Cult Wine Investment does not offer dividends.


Withdrawals

Investors on CrowdStreet typically receive their money back after a liquidity event like a property sale, based on the timeline of the specific project's business plan. Real estate investments are illiquid, so funds cannot be withdrawn on demand.

Withdrawals

To receive funds from Cult Wine Investment, investors sell their wine, typically within 8-12 weeks, and then the proceeds are returned to them.


Extra Fees
Yes

CrowdStreet investments may include sponsor-determined fees such as acquisition, asset management, and property management fees, along with performance-based carried interest.

Extra Fees
No

Cult Wine Investment charges an annual fee based on the investment tier, with the Premier Cru tier at 2.75%, Grand Cru at 2.50%, Cult Cru at 2.25%, and Black Tier at 2%. Fees are divided into monthly payments calculated from the portfolio's end-of-month value, rather than an annual lump sum.


Taxes
Tax Form

CrowdStreet issues Form K-1 or other relevant tax documents to investors for annual tax reporting, with the advice to consult a tax advisor for proper tax treatment of investments.

Taxes
Annual Statement

Cult Wine Investment assists with tax documentation upon request or through a Relationship Manager for higher-tier investors.

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