Masterworks vs Vint Comparison

Assess their risks, liquidity, investments, returns, timeframes and other terms

Invest in fractionalized multimillion-dollar paintings

Invest in fractionalized fine wine collections and rare spirits

444,000 visits/month 9,700 search keywords
38,000 visits/month 1,000 search keywords

Investments
$15,000

The minimum investment required is $15,000, which can be used to buy one or more assets.

Investments
$2,500

The minimum amount required to invest in offerings from Vint is set at $2,500.


Moderate Risk
3/5

Investing in art through Masterworks has risks, including concentration in a single artwork, limited insurance coverage, market volatility, and uncertainty in the secondary market.

Moderate Risk
3/5

Investing with Vint carries inherent risks, including market volatility and economic fluctuations that can impact the value of wine and spirits collections. The lack of a secondary market further increases risk by limiting early exit opportunities for investors.


Moderate Liquidity
2/5

You have the option to trade shares on the platform's secondary market, but there are certain restrictions on what and how you can trade.

Minimum Liquidity
1/5

Vint currently does not offer a secondary market for the trading of interests in its wine and spirits collections, which means that investors generally lack immediate liquidity options.

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Moderate Return
12.6 %

Profits come from selling the painting or when investors sell their shares.

High Return
28.7 %

Vint has achieved a net annualized return of 28.7%, calculated from realized exits of its investment offerings, reflecting the aggregate average performance of the platform's assets under management.


Long-term Investment
3-7 years

Masterworks keeps the artwork for 3 to 10 years.

Long-term Investment
1-3 years

Vint's investment time horizon for its collections spans 1 to 3 years on average.


Who can invest
International

Masterworks welcomes individuals, corporations, or entities from any location, including the United States.

Who can invest
United States

Investment opportunities with Vint are open to accredited investors, who must satisfy certain SEC-mandated financial criteria.


Moderate Volatility
3/5

Art market fluctuations can lead to rapid price increases and declines, posing risks for short-term investors who may lose a significant portion of their capital.

Moderate Volatility
3/5

The wine and spirits market experiences volatility, which can lead to rapid changes in the value of Vint's collections.


Regulation and audits
SEC Regulated

Masterworks provides SEC-approved offering circulars for each artwork, allowing public investment. AGD Legal reviews art investments annually.

Regulation and audits
SEC Regulated

Vint adheres to SEC regulations by providing offering circulars for public investment and undergoes regular audits to maintain financial transparency and regulatory compliance.


Insurance
Yes

Artworks are insured for up to $500 million by Lloyd's of London, but coverage may not fully match the artwork's value.

Insurance
Yes

Vint's investment assets are professionally stored and fully insured, with a strategic focus on location, primarily in the UK and additional facilities in the US, to align with potential sale markets.


Payouts
No Recurring Payouts

The company doesn't generate revenue.

Payouts
No Recurring Payouts

Vint does not issue regular dividends; returns are generated from the sale of assets at a gain.


Withdrawals

Investors should wait for the company to sell the painting to receive their share of the proceeds, after deducting fees.

Withdrawals

Investors receive funds from Vint after a collection is sold and proceeds are distributed, less any applicable fees.


Extra Fees
Yes

Masterworks charges a 1.5% yearly fee in equity, takes a 20% cut on art sales profits, and has a one-time sourcing fee per investment.

Extra Fees
Yes

Vint applies a transaction fee of 2.85% on both the purchase and sale of wine shares, encompassing costs for acquisition, storage, insurance, and selling. Additionally, there is a spread fee of 1.5% applied to the transactions of wine shares.


Taxes
Tax Form

US taxpayers: subject to collectible gains rate (capped at 28%), unless owning 10%+ of a single painting. Masterworks provides a free Consolidated Tax Statement. Foreign investors: no US taxes or tax withholding.

Taxes
Tax Form

After a collection sale, Vint issues pro-rata proceeds to shareholders and provides a 1099-DIV for tax reporting, prioritizing the settlement of any liabilities first.

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